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Valley (Orange, Rockland, Sullivan, & Ulster Counties)





 

 

 

                               Buying a House

Our goal is to make your home buying process as smooth and as stress-free as possible.   We make your experience enjoyable and take the worry out of the process by guiding you and providing expertise when you need it the most.  We understand how you value accessibility, open communication, integrity, and thoroughness.  We feel confident that after you experience our special Buyer Advantage Service, you will be satisfied to the point that you will not hesitate to recommend us to your friends and family.


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Buyer Advantage Guarantee—Click to Find Out What You Can Expect When You Hire Us as Your Buyer’s Agent

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Home Buying Process & Buyer Advantage Tips

A step-by-step approach to the buying process in order for you to become fully aware of ways to cut costs and get the best deal!  Click on each step to get insider buyer information. 

  1. Determine That You No Longer Want to Rent
  2. Pull Your Credit Report to Determine Your Ability to Get a Mortgage 
  3. Get a Mortgage Pre-Approval Letter 
  4. Search MLS for Available Homes 
  5. Narrow Down Options and Ask a REALTOR® to Represent You
  6. REALTOR® Helps Research Information on Specific Properties
  7. Make an Offer on a Home
  8. Seller Accepts, Rejects or Counter-Offers 
  9. Offer is Accepted and You Submit a Binder Deposit 
  10. Choose an Attorney to Represent You 
  11. Schedule Tests and Inspections to Verify Property Condition 
  12. Lock in an Interest Rate with Your Lender and Put the Loan into Process 
  13. Appraisal and Title Search Are Requested by Your Lender 
  14. Survey is Ordered (Sometimes Required) 
  15. You and Seller Sign the Sales Contract 
  16. You Obtain Homeowner’s Insurance 
  17. Appraisal and Title Search is Completed 
  18. Lender Notifies You That Your Mortgage is Clear to Close 
  19. Buyer Participates in Final Walk-Through 
  20. Closing Settlement is Scheduled and Completed 
  21. Seller Gives Buyer Keys
 

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